Auto Loans
Auto Loans

Auto Loans

Summary

Transmission options, interior colors—with so many considerations when buying your perfect vehicle, we make the financial part easy. We go to great lengths to customize terms to your unique situation and secure the lowest rates possible.

Plus, our local team of professionals handles everything locally; that, and our easy online application process will get your new ride off the lot and in your driveway in no time.


  • Competitively low, fixed interest rates for new or used vehicles
  • Low or no down payment
  • Fees can easily be rolled into amount financed:
  • Application fee - $25
  • Title fee - $50
  • Terms are based on value and/or age of collateral
  • Control of payment frequency:
  • Weekly, bi-weekly, semi-monthly, or monthly payments available
  • Refinance non-CDFCU loans to lower your monthly payments
  • Easy application; apply online or visit any of our branches
  • Get pre-approved for extra bargaining power at the dealership
  • Local decision-making and processing
  • Dedicated attention by a team of professionals to get you what you need

Learn more about vehicle pricing guides and vehicles history at NADA - Auto Price Guide and CARFAX - Vehicle History Reports.

Optional Products

Beyond financing your vehicle, insure your asset with some additional coverage.


  • GAP Coverage (Guaranteed Auto Protection)
  • Coverage of what you still owe in the event of an auto accident
  • Pays the difference between what insurance covers and what you owe
  • Rates as low as $399
  • Compare our competitive rates before you purchase elsewhere
  • Mechanical Breakdown Coverage
  • Coverage in the event of mechanical issues
  • Cost varies depending on collateral
  • Debt Protection
  • Protection in the event that an unforeseen circumstance, such as death or dismemberment should occur
  • Cost is based on coverage and loan amount

Call or stop by any Coulee Dam Credit Union location and one of our helpful advisors will get you set up with your desired coverage.

Lower Your Rate Program

Lower Your Rate Refinance Offer


Test drive your options today!

Coulee Dam Federal Credit Union specializes in providing our members with a variety of auto loan options for both new and used vehicles, with terms up to 84 months. At CDFCU, we take pride in our ability to give prompt loan decisions and excellent member service.


Bring your auto loan to us and you could save 1.00%* or more.


We could lower your rate by 1.00%* APR or more, which could save you money and possibly shorten the term of your loan. Refinancing is quick & easy! Fill out our online application to get started. Or, if you have questions, click the "Questions" button above, include your auto loan rate, vehicle year, make, model, and your contact information.


Refinancing: All loan approvals are subject to specific underwriting procedures. Loans must be refinanced from another financial institution. Verification of rate at current financial institution will be required. Minimum rate discount is 1.00% off the current rate verified, not to fall below our floor rate of 1.99% APR. Proof of income may be required.


Details:

  • Match your remaining term up to 84 months.
  • No Fees
  • No Down

Existing CDFCU loans do not qualify.


* APR (Annual Percentage Rate). Offer applies to refinancing an automobile from another financial institution. Subject to credit approval and conditions. Proof of current rate from your financial institution is required. You will receive a rate that is the lower of our rate or one percent lower than your current loan rate subject to a minimum rate of 1.99% Annual Percentage Rate (APR). The rate you receive will be based on credit worthiness, vehicle age and term of loan. In order to receive this promotional rate, the term of your new loan must be equal to or less than the remaining term on your current loan. May not be combined with any other offer and does not apply to refinancing CDFCU loans. Membership required. Minimum refinanced auto loan amount is $2,500. 60-day delay of first payment with credit approval. Interest will accrue during the payment deferral period. CDFCU will not charge application or refinance fees. Additional terms and conditions apply. Offer and rates subject to change without notice.

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