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Share Certificates

Money + Time = More Money

A better way to maximize your savings

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Leave money untouched in exchange for higher dividends

Want to save more? With a Share Certificate, you agree to put your money aside for a set term, and in exchange, we’ll pay you a higher interest rate.

Save more with us

A Share Certificate from us is a great way to save with a plan. It’s similar to a Certificate of Deposit (CD) issued by a bank. We’ll offer you a fixed-rate when you open your account, so you’ll know exactly how much money you’ll earn. We also provide plenty of different terms, so you can choose the one that’s right for you.

  1. Higher dividend rates for longer terms
  2. Flexibility: choose from plenty of different term lengths
  3. Feel secure knowing our share certificates are federally insured up to $250,000

Rates

$500.00 - $9,999.99
6 Months 0.15% 0.15%
12 Months 0.25% 0.25%
24 Months 0.50% 0.50%
36 Months 0.75% 0.75%
48 Months 1.00% 1.00%
60 Months 1.25% 1.26%
$10,000.00 - $24,999.99
6 Months 0.25% 0.25%
12 Months 0.50% 0.50%
24 Months 0.75% 0.75%
36 Months 1.00% 1.00%
48 Months 1.50% 1.51%
60 Months 2.00% 2.02%
$25,000.00 - $99,999.99
6 Months 0.35% 0.35%
12 Months 0.60% 0.60%
24 Months 1.00% 1.00%
36 Months 1.25% 1.26%
48 Months 1.75% 1.76%
60 Months 2.25% 2.27%
$100,000 Plus
6 Months 0.50% 0.50%
12 Months 0.75% 0.75%
24 Months 1.25% 1.26%
36 Months 1.50% 1.51%
48 Months 2.00% 2.02%
60 Months 2.50% 2.52%

FAQs


  • The two account types work exactly the same way. Share Certificate is just the credit union name for a CD.

  • 6, 12, 24, 36, 48 and 60 month terms are available at various balance amounts.

  • Yes, there is a $500 minimum opening deposit?

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