Life is a journey—let us come along
At CDFCU, we want to be a part of your life journey. Whether it’s buying your first home or planning your eventual retirement, we offer reasonably priced loans and savings-friendly accounts to help you out.
- Competitive dividends above standard savings rates
- We offer both Roth and Traditional IRAs
- IRA Share Certificates are also available
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Yes. For the Roth and Traditional IRAs, there is a minimum of just $5 to open an account. For an IRA Share Certificate, you will need to deposit at least $500.
There is a low $20 maintenane fee and a one-time $10 setup fee.
As of 2017, there is a $5,500 contribution limit per year. If you are over 50, you can also make an additional $1000 “catch-up” contribution each year.