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About Us

A Place to Come Home To

If you’re in the mood to “talk to a real person”, then you’ve come to the right place. Our CDFCU branches are welcoming places, where members come to sit down with us and talk about their futures. Some even come to just hang out or chat.

Without being too forward, we’d like to express how much we want to be a part of your life—and how much we want you to be a part of ours. CDFCU has been member-owned since 1941. That means you have a stake in everything we do and every decision we make.

What Makes Us So Different

Credit unions are different than banks. Rather than focusing on building company wealth, we focus on helping our members gain financial success. We’re completely not-for-profit, and run by an elected Board of Directors.

At CDFCU, we take the credit union philosophy of “people helping people” and run with it. We offer many extra conveniences to our members, from surcharge-free ATMs to state-of-the-art credit card security. Personalized service is deeply important to us. As a member, you’ll always have access to a team of dedicated financial experts who are committed to solving your problems.

Our Heritage

1941

CDFCU was est. in 1941 with an occupational common bond. The original field of membership was limited to Employees of the Bureau of Reclamation of the United States Department of Interior who were working on the Columbia Basin project.

1944

In 1944 the charter was amended to Employees of the Bureau of Reclamation of the United States Department of Interior who were working on the Columbia Basin Project, residents of Coulee Dam, residents within a ten-mile radius and employees of the credit union.

1957

In 1957 the charter was amended to Employees of the Bureau of Reclamation of the United States Department of Interior who were working on the Columbia Basin Project, residents of Coulee Dam, residents within a fifteen-mile radius of the Coulee Dam Post Office and employees of the credit union.

1967

In 1967 the charter was amended to Employees of the Bureau of Reclamation of the United States Department of Interior who were working on the Columbia Basin Project, residents of Coulee Dam, residents within a fifteen-mile radius of the Coulee Dam Post Office, contractors and employees of contractors who worked regularly with the Department of Interior on the Columbia Basin Project and employees of the credit union.

1976

In 1976 the charter was amended to Persons who reside in the geographic areas designated for the following school districts: Coulee Dam, Hartline, Almira, Wilbur, and Creston School Districts; un-remarried spouses of persons who died while within the field of membership and employees of the credit union.

1978

In 1978 the charter was amended to include the Nespelem School District and the Keller School District.

1979

In 1979 Douglas Federal Credit Union in Bridgeport was in financial difficulties and NCUA proposed and approved a merger between CDFCU and DFCU.

The Charter was amended to Persons who reside or work within a fifty mile radius of the Coulee Dam post office; un-remarried spouses of persons who died while within the field of membership and employees of this credit union

2005

In 2005 the charter was amended to persons who live, work, worship or attend school in, and businesses and other legal entities located within a fifty mile radius of the Coulee Dam, WA post office. AND persons who live, work, worship, or attend school in and businesses and other legal entities located within Douglas, Ferry, Grant, Okanogan, Pend Oreille, and Stevens counties, Washington.

We know members like friends.
We know their names, their families and their pets.