Share Certificates
Share Certificates

Share Certificates

Summary

Give more solid ground to your savings goals with a fixed-rate share certificate from CDFCU. With fixed rates you can always rely on, share certificates provide a guaranteed return on your investment.

Earn dividends higher than regular savings accounts at a rate that increases with the length of your term. Choose from our wide range of terms for the perfect amount of saving security to meet your needs.


  • Available to both business and personal members
  • Fixed dividend rates for added guarantee
  • Dividends are paid and compounded quarterly from date of deposit to date of withdrawal
  • Rates higher than regular savings rates, with higher rates for longer terms
  • Meet specific saving goals with greater ease
  • 6, 12, 24, 36, 48 and 60 month terms available at various balance amounts
  • Installment Certificates available
  • Penalty for early withdrawal on any funds withdrawn prior to maturity
  • $500 minimum deposit to open
  • Federally insured by NCUA up to $250,000

View our current rates.

Installment Certificates

Rather than making one large deposit up front, Installment Certificates allow you to make monthly installments to your share certificate.


  • Make monthly installments to meet your desired deposit amount
  • Duration minimum to open:
  • 18 Mo. - $25/mo. Installment $100
  • 18 Mo. - $50/mo. Installment $200
  • 18 Mo. - $100/mo. Installment $400

View our current rates.


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