Give more solid ground to your savings goals with a fixed-rate share certificate from CDFCU. With fixed rates you can always rely on, share certificates provide a guaranteed return on your investment.
Earn dividends higher than regular savings accounts at a rate that increases with the length of your term. Choose from our wide range of terms for the perfect amount of saving security to meet your needs.
- Available to both business and personal members
- Fixed dividend rates for added guarantee
- Dividends are paid and compounded quarterly from date of deposit to date of withdrawal
- Rates higher than regular savings rates, with higher rates for longer terms
- Meet specific saving goals with greater ease
- 6, 12, 24, 36, 48 and 60 month terms available at various balance amounts
- Installment Certificates available
- Penalty for early withdrawal on any funds withdrawn prior to maturity (180 days dividends)
- $500 minimum deposit to open
- Federally insured by NCUA up to $250,000
- Installment Certificates
Rather than making one large deposit up front, Installment Certificates allow you to make monthly installments to your share certificate.
- Make monthly installments to meet your desired deposit amount
- Duration minimum to open:
- 18 Mo. - $25/mo. Installment $100
- 18 Mo. - $50/mo. Installment $200
- 18 Mo. - $100/mo. Installment $400